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Winnketa Lyft Accidents Lawyer

Lyft is one of the most popular rideshare services, and it has the number to prove it. As of 2020, there are over 1.4 million Lyft drivers active in North America roaming the streets waiting for ride requests and delivering the company’s 30 million passengers to their destinations. People engage Lyft for a number of reasons – celebrating responsibly, avoiding the hassle and expense of finding parking, or simply to avoid using ineffective public transportation. However, these advantages can seem a high price to pay for the headaches that come if you’re injured in a Lyft accident. The Winnetka Lyft accident attorneys at Walch Law understand how complex dealing with multiple insurance companies and determining who pays can be, so we’re here to help you navigate the landscape and get the check and closure you deserve quickly. Contact us to see how Robert and Gary can put over 45 years’ experience to work for you and get started today!

Risk of Winnetka Lyft Accidents

Driving anywhere in the greater LA Metro area puts you at risk of being involved in a car accident, and Winnetka is no different. A small part of Los Angeles in the San Fernando Valley, the city is bordered on three sides by busy, dangerous roads – Topanga Canyon Boulevard and the massive 101 and 118 freeways. The city’s location and proximity to freeways make it easy for both resident and visitors to access shops, restaurants, bars, nearby attractions like The Getty and Topanga State Park, or head to downtown Los Angeles for a night on the town. The prolific number of Lyft cars in the area provides a stress-free, economical way to move freely from one destination to another, but these additional vehicles raise the risk of accidents on already crowded roads full of distracted drivers. In fact, these extra cars on the road have caused an estimated 2 to 3 percent of the accidents in the area and undoubtedly led to injury of innocent passengers.

Whose Insurance Company Pays for Lyft Accident Injuries?

According to Lyft’s company website, from the moment one of its drivers is logged into Driver Mode on the app until they log out and are no longer accepting ride requests, the company has an insurance policy that applies at varying levels when car accidents and injuries occur. The coverage level varies depending upon what duty the Lyft driver is engaged in at the time of the accident. The Lyft driver’s personal car insurance policy, which they must possess and keep current at all times, is only in effect when they are not in Driver Mode.

Lyft’s coverage scheme is divided into three different segments of a driver’s duties; generally, the more the driver is acting at the direction of the company and incurring risk, the higher the policy limits. The Lyft policies for all periods include:

  • Liability coverage
  • Uninsured and underinsured motorist coverage

From the moment a driver is matched with a rider until the trip ends through the phone app, Lyft also offers:

  • Comprehensive and collision coverage that is contingent to the primary coverage. This will cover the physical damage where no accident occurs as well as the cost of repairs to a Lyft driver’s car in an accident – even if they’re at fault. To receive the benefit of this coverage, Lyft’s driver must have collision and comprehensive coverage active on their personal insurance at the time of the accident. Lyft will pay the lesser of the cost of repair or the actual cash value of the driver’s car once the driver covers a deductible of $2,500.
Period 1: Driver is Logged into Driver Mode and Waiting for a Ride Request

Here, Lyft offers coverage in the amounts of:

  • $50,000 bodily injury per person
  • $100,000 maximum per accident
  • $25,000 property damage

Bear in mind Lyft drivers are financially responsible for their own injuries and damage to their car.

Period 2: Driver was Matched with a Rider and En Route to Them Period 3: When a Passenger Enters the Car Until the Trip is Ended Through the App

During both of these periods, Lyft’s coverage balloons to $1 million liability coverage. The contingent comprehensive and collision coverage offered by Lyft also applies here with the $2,500 deductible.

Get Help from a Lawyer Today

After you’ve been injured in a Lyft accident, you may find yourself facing catastrophic injuries, pricey hospital bills, and a potential short- or long-term inability to go to work. The financial stresses associated with your injuries may give you the idea you can’t handle the cost of hiring a lawyer to fight for you. However, the skilled Winnetka Lyft Accident Lawyers at Walch Law understand your situation and believe everyone deserves the chance to pursue compensation, so we take all our cases on a contingency fee basis. This means you don’t pay us until after you get paid. Contact us today to learn more and see how our team will fight for you to receive maximum possible compensation so you can focus on your own recovery process.

Client Reviews
You guys did a great job in settling my case! Hope you all do well and prosper. Thank you for a job well done. Jackie C.
We had two prior attorneys who were unable to settle our car accident case. We then hired Gary and Robert Walch and they not only got us both great settlements, but personally spent time with us explaining everything clearly. We couldn't be happier. Thank you! A.M. and M.A.
Dear Gary, I just want to thank you for working so hard on my case! I know at times we were a bit difficult, but you did a great job. I thank you and your son for good results. I will pass your number on to any one that I run across who may need a PI attorney! I send you warm regards. Julie B.
Dear Gary, I just wanted to tell you how much I appreciate all your efforts on my behalf. The car accident was a very traumatizing experience for me. But knowing that I could trust you and your son, Robert, helped alleviate my fears and worries. Carmella C.
Thank you for all of your hard work and thank you for making it so easy over e-mail for me. I'm a busy working mom of an Autistic 5 year old son and you guys were great. I will definitely recommend your services to family and friends. Edna G.