Chatsworth Uninsured Motorist Lawyer
On Chatsworth’s busy roads it’s no surprise car accidents and injuries are a daily occurrence. However, when the other driver involved has no insurance, doesn’t have enough insurance, or flees the scene and provides you no insurance information, it can be difficult to know the right steps to take to get the compensation you deserve. That’s why the experienced Chatsworth uninsured motorist attorneys at Walch Law offer a no risk, no obligation initial consultation to answer your questions, give you peace of mind, and explain how we can fight for you to get the most possible money for your injuries. Call Robert and Gary today to see how their over 45 years of recovering for clients and over 95+% success rate can help get your life back on track starting today!Am I At Risk of Being Hurt by an Uninsured Motorist in Chatsworth?
Drivers in Chatsworth, like the rest of California, are legally required to carry at least a minimum level of auto insurance coverage to protect themselves and pay for damage caused to others in a car accident. However, this often doesn’t happen, and innocent drivers are held holding the bill for damages they did not cause. In fact, in a recent study nearly 1 in 8 drivers admitted to not carrying any car insurance coverage at all. More alarming is the fact that figure has been on the rise for at least 10 straight years! During the most recent year accident statistics were reported by California’s Office of Traffic Safety, 12 percent of all drivers reported carrying no auto insurance, but tens of thousands of victims suffered catastrophic injuries in motor vehicle accidents. Even in cases where a driver did have auto insurance, their coverage may not have high enough limits to cover damage and injuries in a wreck.
The massive number of car accidents on busy Chatsworth city streets like Fort Street or South 3rd Avenue and nearby highways like the 118, 5, and 405 means that many innocent residents traveling the roads may find themselves injured in a car accident caused by an uninsured driver. This can turn a victim’s physical, emotional, and financial life upside down in the blink of an eye.What Is Uninsured Motorist Insurance Coverage?
In your car insurance policy, uninsured motorist coverage means your insurer will pay some or all of your damages if an at-fault driver doesn’t have insurance to cover injuries and/or property damage you or any of your passengers suffered in a car accident. In many instances, uninsured motorist coverage means your insurer will even pay after a hit and run accident where it was impossible for you to get the at-fault driver’s insurance information and pursue a claim through their insurance company.
It may surprise you to know that California does not require you to carry this type of coverage, but whenever you purchase an auto insurance policy the option to purchase uninsured motorist coverage must also be offered to you. In California, uninsured motorist coverage pays:
- Medical expenses for you and your passengers, and
- Property damage for property repairs up to $3,500 not covered under collision coverage.
If do not have sufficient coverage to pay for your damages, do not have uninsured motorist coverage but were hit by an uninsured driver, or have uninsured motorist coverage but the insurer is being difficult and not paying what you are due, talk to a Chatsworth uninsured motorist coverage lawyer today. They may be able to hold the driver’s insurance company liable for your damages or even in some cases hold the driver themselves liable.Additional Coverage Included in an Underinsured Motorist Insurance Policy
Uninsured motorist coverage purchased through your auto insurance policy usually includes coverage for underinsured motorists as well. Underinsured motorist coverage means if the at-fault driver’s auto insurance policy limits are too low to make you whole and pay for all your damage, your insurance company will pay some or all of the damages that the at-fault driver’s insurance company will not.
In Chatsworth, like the rest of California, drivers are only required to carry:
- $15,000 in bodily injury coverage and
- $30,000 total for death or injury in any accident
Because so many drivers only carry minimum coverage, it’s no surprise that the damages sustained from an auto accident are often nowhere close to fully covered by the at-fault driver’s policy. Minor fender-benders can easy rack up $10,000 or more in damages; severe accidents where victims are killed or suffer permanent incapacity with a need for lifetime care can run into the millions. Without underinsured motorist coverage, you may bear many of these costs yourself.Contact a Lawyer and Get Started Today!
When you’re injured in an accident caused by an uninsured driver, you may think you don’t have the option to hire an attorney thanks to the financial stress you’re suddenly facing. This couldn’t be more wrong! All the cases Robert and Gary take on are on a contingency fee basis. This means you don’t pay anything before we get you paid. Let us put our more than 45 years of experience and 98%+ success rate to work for you and fight for you to get the most money possible as quickly as possible. Contact us today; our skilled Chatsworth uninsured motorist lawyers are here to answer your questions, discuss the process, and get you started on the path to recovery and closure today.