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A Lyft accident can turn a routine ride into a life-changing event. Whether you were a passenger, a Lyft driver, the driver of another car, a cyclist or a pedestrian, rideshare crashes raise insurance questions that ordinary car accidents do not. Our wrongful death attorneys in Los Angeles have represented injured individuals and families in personal injury and wrongful death cases, including Lyft and other rideshare accidents. Contact us today for a free consultation and learn how we can help to protect your rights.
Our Lyft accident lawyers serve clients in Los Angeles, the San Fernando Valley, Woodland Hills, Van Nuys, Bakersfield, Riverside, San Bernardino and throughout California, helping them navigate complex insurance claims and pursue the compensation they deserve. If you lost a family member in a rideshare crash, our wrongful death attorneys can help your family understand its rights. Strict deadlines apply, so please contact us now for your FREE and CONFIDENTIAL consultation. There is NO FEE until you win.
| Key Takeaways ● Lyft is a “transportation network company” (TNC) regulated in California. How much insurance applies depends on what the driver was doing when the crash happened. ● California law requires $1 million in liability coverage from the time a driver accepts a ride request until the ride ends. ● Before a ride is accepted but while the app is on, the required liability limits are much lower: $50,000 per person, $100,000 per incident, $30,000 property damage. ● Lyft passengers are also covered by the TNC’s uninsured/underinsured motorist coverage. Under a new law, those limits changed in 2026 (see below). ● Passengers, drivers, other motorists and pedestrians may all have claims, and families may have a wrongful death claim. ● Do not give a recorded statement to Lyft’s insurer before speaking with a lawyer. |
Different people have different rights after a rideshare crash. We regularly represent:
Who is liable and which insurance pays can change from case to case, so a careful investigation matters from day one.
| Key Statistics ● NHTSA estimates 39,345 people died in U.S. motor vehicle crashes in 2024, compared with 40,901 in 2023, a decrease of about 3.8%. ● Crashes remain a major danger on Southern California freeways and boulevards, including the 101, 405, 5 and 10 and busy corridors such as Ventura Boulevard. ● Rideshare-specific crash statistics are limited. Courts and insurers look at the facts of each crash rather than averages. |
California regulates rideshare companies as TNCs under the Public Utilities Code (§ 5430 and following). Insurance requirements are set in Public Utilities Code section 5433, and they depend on the driver’s status when the crash happened:
| Driver status | Required coverage (summary) |
| App off | The driver’s personal auto policy generally applies. Rideshare coverage does not. |
| App on, no ride accepted | Primary liability of at least $50,000 per person, $100,000 per incident and $30,000 property damage, plus excess coverage of at least $200,000 per occurrence. |
| Ride accepted, passenger picked up, or heading to drop-off | Primary liability coverage of $1,000,000 for death, personal injury and property damage. |
| Passenger in the car | Uninsured/underinsured motorist coverage provided by the TNC. Since January 1, 2026, the required limits are $60,000 per person and $300,000 per incident. |
The old, higher uninsured/underinsured limit was $1 million. California changed this in 2025 through SB 371 (Stats. 2025, ch. 314), effective January 1, 2026. That matters for passengers hurt by an uninsured or underinsured driver and shows why up-to-date legal advice is important.
Insurance companies often dispute which “period” applies. A driver’s app data, trip logs and timestamps can decide how much coverage is available. That is why we move quickly to preserve this information.
Lyft and its drivers have long argued that drivers are independent contractors, and California voters preserved that classification through Proposition 22. In Castellanos v. State of California (July 25, 2024), the California Supreme Court unanimously upheld Proposition 22 against a challenge based on the Legislature’s workers’ compensation powers, so rideshare drivers remain classified as independent contractors.
That classification does not necessarily leave injured people without a remedy. The law requires rideshare companies to carry insurance, and other legal theories may apply depending on the facts, including claims against the at-fault driver, other negligent drivers, vehicle manufacturers, or the company itself where its own conduct is at issue. Rideshare terms of service may also contain arbitration provisions that can affect passengers or drivers, but they generally do not bind pedestrians or other motorists who never agreed to them. An attorney can review this for your case.
Our consultation is absolutely FREE , so please contact us now for your FREE consultation and case evaluation.
Some injuries, including concussions and soft-tissue injuries, may not show their full effects for days. Prompt medical care protects your health and your claim.
California uses comparative negligence, which reduces recovery by your percentage of fault but does not eliminate it (Li v. Yellow Cab Co. (1975) 13 Cal.3d 804). Past medical damages are generally limited to amounts actually paid or incurred (Howell v. Hamilton Meats & Provisions, Inc. (2011) 52 Cal.4th 541). No lawyer can guarantee a particular result.
When someone dies because of another person’s negligence, California allows certain family members to bring a wrongful death claim. Under Code of Civil Procedure section 377.60, this generally includes the surviving spouse or domestic partner and children, or if there are none, those who would inherit under California law. Others, such as dependents, may qualify in some situations.
A wrongful death lawsuit is generally due within two years of the date of death (Code Civ. Proc., § 335.1). Our wrongful death lawyers handle these cases with compassion, and we work to identify every available insurance policy, including the high-limit coverage that may apply during a rideshare trip.
Insurance companies may dispute fault, question the severity of your injuries or argue that a lower-limit policy applies. Having an experienced lawyer helps level the playing field.
| Type of claim | General deadline | Authority |
| Personal injury lawsuit | 2 years from the injury | Code Civ. Proc., § 335.1 |
| Wrongful death lawsuit | 2 years from the date of death | Code Civ. Proc., § 335.1 |
| Claim against a public entity (such as a city or transit agency) | Written claim within 6 months | Gov. Code, § 911.2 |
| Property damage | Generally 3 years | Code Civ. Proc., § 338 |
Other deadlines, such as notice requirements in insurance policies or arbitration rules, may be much shorter. Please do not risk waiving or losing your rights. Speak with a lawyer promptly.
Walch Law is a family-owned firm that has represented injured individuals and families in personal injury and wrongful death cases for more than 50 years, recovering millions of dollars for clients. We treat every client like family, not a case number.
Our lawyers serve Los Angeles County, the San Fernando Valley, Ventura and Kern Counties, Riverside, San Bernardino, and surrounding communities. If you or a loved one was injured or killed in a Lyft or other rideshare accident, contact us at 866-INJURY-2 (866-465-8792) or 818-222-3400 (press 1 after hours), email info@WalchLaw.com, or use our online contact form.
We handle cases on a contingency fee basis, meaning you pay no attorney fees unless we recover compensation for you. Because rideshare insurance rules can be complex, evidence may disappear, and legal deadlines apply, seeking legal guidance promptly can help protect your rights.
Please contact us now for your FREE consultation. There is NO FEE until you win.