Granada Hills Uninsured Motorist Lawyer
It’s no surprise that on the busy, overcrowded streets in and around Granada Hills, bad drivers cause car accidents resulting in injuries and death every day. Most motorists know how to handle the aftermath of a car accident and dealing with insurance claims; however, whenever the other driver involved is uninsured, doesn’t have enough insurance, or flees the scene you wonder what to do and who will pay for your damages. We know you may be confused and worried, but we’re here to answer your questions give you peace of mind. The Granada Hills uninsured motorist attorneys at Walch Law offer a free initial consultation to explain the process of a lawsuit and talk about your options. Contact Robert and Gary today to schedule your consultation and use their over four decades of success and 95+% success rate to your benefit.Risks of Uninsured Motorists in Granada Hills
Granada Hills drivers are legally required to carry a minimum level of auto insurance coverage in the event that an accident occurs. However, a staggering number of drivers ignore this rule and drive without any insurance; in 2017 almost 1 out of every 8 drivers did not carry any car insurance! Even if a driver has auto insurance, the coverage they do have may not be enough to pay for damage and injuries caused in a wreck. In Granada Hills, hundreds of people are hurt or killed in motor vehicle accidents each year on city streets and nearby freeways like the 5, 118, and 405. The prevalence of uninsured motorists means that any accident can quickly put victims in a needlessly stressful financial position.Uninsured Motorist Coverage
Uninsured motorist coverage on your auto insurance policy means that your insurance company will pay if another driver doesn’t have insurance to cover injuries and property damage inflicted on you and any passengers in your car in the event of a crash. Many insurers will even pay after a hit and run accident where it is not possible for you to get the other driver’s insurance information and pursue a claim through their auto insurance policy.
Surprisingly, California does not require you to carry this type of coverage, but when you purchase an auto insurance policy it must be offered to you. In California, uninsured motorist coverage pays medical expenses for you and your passengers, as well as property damage for property repairs up to $3,500 not covered under collision coverage. If do not have coverage to pay for your damages, a Granada Hills uninsured motorist coverage attorney may be able to hold the driver’s insurance company – or in some cases even the driver themselves – liable for your damages.Additional Included Coverage for Underinsured Motorists
Many uninsured motorist policies also include coverage for damage caused by underinsured motorists. An underinsured motorist is an at-fault driver whose insurance policy coverage limits do not cover the full extent of your damages in an accident. With underinsured motorist coverage, your insurer will step in and pay some or all damages that exceed the at-fault driver’s policy.
Because California only requires that drivers carry:
- $15,000 in bodily injury coverage and
- $30,000 total for death or injury in any accident,
it’s should come as no surprise that this level of coverage often does not even begin to cover the full amount of damages incurred during a collision. Even minor fender-benders can cause thousands in damage; severe accidents resulting in a lifetime of medical treatment, permanent disability, or permanent inability to work can rack up a bill for hundreds of thousands or even millions. Without underinsured motorist coverage, you may bear these costs yourself.Contact a Lawyer Today
After an accident with a driver who has little or no car insurance, you may think you’re unable to afford an attorney because of the sudden financial concerns such as inability to work, medical bills, or costly vehicle repairs. Robert and Gary understand this concern and take all their cases on a contingency fee basis, which means you pay nothing until we win your case and you get paid. We will fight for you to recover the largest amount of money possible so you can focus on recovering from your physical and emotional injuries. Call us today; our skilled team of Granada Hills uninsured motorist attorneys are ready to get in your corner and get you the closure you deserve.